Kisan Vikas Patra (KVP)
Calculate returns for KVP - Doubles your money at guaranteed rate
Your Money Doubles To
Year-wise Growth
| Year | Balance | Growth |
|---|---|---|
| 0 | ₹ 1,00,000 | - |
| 1 | ₹ 1,07,714 | 7.7% |
| 2 | ₹ 1,16,022 | 16.0% |
| 3 | ₹ 1,24,972 | 25.0% |
| 4 | ₹ 1,34,611 | 34.6% |
| 5 | ₹ 1,44,995 | 45.0% |
| 6 | ₹ 1,56,179 | 56.2% |
| 7 | ₹ 1,68,226 | 68.2% |
| 8 | ₹ 1,81,202 | 81.2% |
| 9 | ₹ 1,95,180 | 95.2% |
| 10 | ₹ 2,00,000 | 100.0% |
📌 KVP Key Features
- Guaranteed to double your investment
- Minimum: ₹1,000, No maximum limit
- Compounded quarterly
- Lock-in period: 2.5 years
- Premature encashment after 2.5 years
- Available at Post Offices & banks
- Can be pledged as loan collateral
- Transferable between persons
- No tax deduction at source
- Interest is taxable as per slab
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Frequently Asked Questions
Who is KVP Calculator useful for?
KVP Calculator is useful for users evaluating government-backed or regulated saving schemes for long-term planning.
Can scheme rules change over time?
Yes. Interest rates, eligibility rules, and deposit limits can change, so you should verify the latest official guidelines before investing.
Is this tool suitable for planning maturity value?
Yes. It is helpful for estimating maturity amount and understanding how the scheme can fit into your savings plan.
Should I verify final numbers from official sources?
Yes. Use official notifications, bank/post office documents, or scheme circulars for final decision-making.