Sukanya Samriddhi Yojana (SSY)
Calculate returns for girl child savings scheme under Beti Bachao Beti Padhao
Maturity Amount
Year-wise Growth
| Year | Age | Deposit | Interest | Balance |
|---|---|---|---|---|
| 1 | 6 | ₹ 1,50,000 | ₹ 12,300 | ₹ 1,62,300 |
| 2 | 7 | ₹ 1,50,000 | ₹ 25,609 | ₹ 3,37,909 |
| 3 | 8 | ₹ 1,50,000 | ₹ 40,009 | ₹ 5,27,917 |
| 4 | 9 | ₹ 1,50,000 | ₹ 55,589 | ₹ 7,33,506 |
| 5 | 10 | ₹ 1,50,000 | ₹ 72,448 | ₹ 9,55,954 |
| 6 | 11 | ₹ 1,50,000 | ₹ 90,688 | ₹ 11,96,642 |
| 7 | 12 | ₹ 1,50,000 | ₹ 1,10,425 | ₹ 14,57,067 |
| 8 | 13 | ₹ 1,50,000 | ₹ 1,31,779 | ₹ 17,38,846 |
| 9 | 14 | ₹ 1,50,000 | ₹ 1,54,885 | ₹ 20,43,732 |
| 10 | 15 | ₹ 1,50,000 | ₹ 1,79,886 | ₹ 23,73,618 |
| 11 | 16 | ₹ 1,50,000 | ₹ 2,06,937 | ₹ 27,30,554 |
| 12 | 17 | ₹ 1,50,000 | ₹ 2,36,205 | ₹ 31,16,760 |
| 13 | 18 | ₹ 1,50,000 | ₹ 2,67,874 | ₹ 35,34,634 |
| 14 | 19 | ₹ 1,50,000 | ₹ 3,02,140 | ₹ 39,86,774 |
| 15 | 20 | ₹ 1,50,000 | ₹ 3,39,215 | ₹ 44,75,989 |
| 16 | 21 | - | ₹ 3,67,031 | ₹ 48,43,020 |
| 17 | 22 | - | ₹ 3,97,128 | ₹ 52,40,148 |
| 18 | 23 | - | ₹ 4,29,692 | ₹ 56,69,840 |
| 19 | 24 | - | ₹ 4,64,927 | ₹ 61,34,767 |
| 20 | 25 | - | ₹ 5,03,051 | ₹ 66,37,818 |
| 21 | 26 | - | ₹ 5,44,301 | ₹ 71,82,119 |
📌 SSY Key Features
- For girl child below 10 years of age
- Min deposit: ₹250/year, Max: ₹1.5 lakh/year
- Deposit period: 15 years
- Maturity: 21 years from account opening
- Partial withdrawal (50%) allowed after age 18
- Tax benefit under Section 80C
- Interest is tax-free (EEE benefit)
- One of the highest interest rates among govt schemes
- Can be transferred anywhere in India
- Maximum 2 accounts per family
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Frequently Asked Questions
Who is SSY Calculator useful for?
SSY Calculator is useful for users evaluating government-backed or regulated saving schemes for long-term planning.
Can scheme rules change over time?
Yes. Interest rates, eligibility rules, and deposit limits can change, so you should verify the latest official guidelines before investing.
Is this tool suitable for planning maturity value?
Yes. It is helpful for estimating maturity amount and understanding how the scheme can fit into your savings plan.
Should I verify final numbers from official sources?
Yes. Use official notifications, bank/post office documents, or scheme circulars for final decision-making.