🏠 Rent vs Buy Calculator
Should you rent or buy a house? Let's find out!
🏠 Property Details
🏢 Rent Details
📊 Other Parameters
Enter details to compare rent vs buy
💡 Key Considerations
- Buying makes sense if property appreciation > investment returns + rent yield
- Consider stamp duty (5-7%) and registration costs in actual buying
- Rental yield in India is typically 2-3% of property value
- Factor in job mobility - buying makes sense for 7+ year stay
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Frequently Asked Questions
What does the Rent vs Buy Calculator compare?
It compares the likely financial impact of renting versus buying by factoring in housing cost assumptions, ownership costs, and opportunity cost.
Should I include maintenance and upfront charges when buying?
Yes. Stamp duty, registration, maintenance, furnishing, taxes, and financing costs can materially change the real cost of ownership.
Is renting always cheaper in the short term?
Not always. The better option depends on tenure, appreciation, rent escalation, financing cost, and what you do with the capital you keep invested.
Can I compare multiple scenarios with this page?
Yes. Change assumptions such as rent growth, property appreciation, down payment, and return on investments to compare different outcomes.