PPF Calculator

Calculate your Public Provident Fund maturity amount

Maximum ₹1,50,000 per year
Minimum 15 years (can be extended in blocks of 5 years)
Current PPF rate: 7.1% (as of FY 2024-25)

Maturity Amount

₹ 40,68,209
Total Investment₹ 22,50,000
Total Interest+₹ 18,18,209

About PPF (Public Provident Fund)

  • Tax Benefit: Investments qualify for Section 80C deduction (up to ₹1.5 lakh)
  • Tax-Free Returns: Interest earned and maturity amount are tax-free (EEE status)
  • Lock-in Period: 15 years (partial withdrawal allowed from 7th year)
  • Investment Limit: ₹500 to ₹1,50,000 per year
  • Loan Facility: Available from 3rd to 6th financial year

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Frequently Asked Questions

What does the PPF Calculator estimate?

The PPF Calculator estimates how your yearly contributions can grow over the account term using the expected Public Provident Fund interest assumptions.

Can I use this for long-term tax-saving planning?

Yes. This tool is useful for long-term 80C planning and understanding the compounding effect of disciplined yearly deposits.

Do actual PPF interest rates stay fixed forever?

No. PPF rates can be revised by the government, so you should verify the latest official rate before making final projections.

Is the PPF Calculator useful for maturity planning?

Yes. It helps estimate maturity value and compare different annual contribution amounts over time.