Mutual Fund Returns Calculator
Calculate your mutual fund investment returns (SIP or Lumpsum)
Current Value
Year-wise Breakdown
| Period | Invested | Units | Value |
|---|---|---|---|
| Year 1 | ₹ 1,20,000 | 1148.280 | ₹ 1,72,242 |
| Year 2 | ₹ 2,40,000 | 2196.213 | ₹ 3,29,432 |
| Year 3 | ₹ 3,60,000 | 3159.938 | ₹ 4,73,991 |
| Year 4 | ₹ 4,80,000 | 4051.987 | ₹ 6,07,798 |
| Year 5 | ₹ 6,00,000 | 4882.287 | ₹ 7,32,343 |
📌 Mutual Fund Returns
- Absolute Return: Total gain as % of investment
- CAGR: Annualized return for lumpsum
- XIRR: Annualized return for SIP (considers timing)
- SIP provides rupee cost averaging benefit
- LTCG tax: 12.5% above ₹1.25 lakh (equity funds)
- STCG tax: 20% for holdings less than 1 year
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Frequently Asked Questions
What does Mutual Fund Returns Calculator help me estimate?
Mutual Fund Returns Calculator helps you estimate growth, returns, or investment outcomes using your own contribution, rate, and time assumptions.
Are these investment returns guaranteed?
No. The results are estimates based on the numbers you enter and should not be treated as guaranteed returns.
Why does time horizon matter so much?
Longer time periods give compounding more time to work, which can significantly affect the final result.
Can I compare multiple scenarios with this tool?
Yes. Change one variable at a time, such as return rate, amount, or duration, to compare outcomes more clearly.