💸 SWP Calculator

Systematic Withdrawal Plan - Regular income from your investments

Enter your investment details to calculate SWP

💡 SWP Benefits

  • Regular monthly income from your investments
  • Tax efficient - only gains are taxed, not principal
  • LTCG on equity funds above ₹1.25L taxed at 12.5%
  • Better than FD interest for retirees in higher tax brackets
  • Rupee cost averaging on withdrawal

You May Also Like

Frequently Asked Questions

What does SWP Calculator help me estimate?

SWP Calculator helps you estimate growth, returns, or investment outcomes using your own contribution, rate, and time assumptions.

Are these investment returns guaranteed?

No. The results are estimates based on the numbers you enter and should not be treated as guaranteed returns.

Why does time horizon matter so much?

Longer time periods give compounding more time to work, which can significantly affect the final result.

Can I compare multiple scenarios with this tool?

Yes. Change one variable at a time, such as return rate, amount, or duration, to compare outcomes more clearly.