NPS Calculator
Plan your National Pension System investment for retirement
Total Corpus at Retirement
About NPS (National Pension System)
- Tax Benefit: Additional ₹50,000 deduction under 80CCD(1B)
- Withdrawal: Up to 60% can be withdrawn as tax-free lumpsum
- Minimum 40%: Must be used to purchase annuity for monthly pension
- Lock-in: Till age 60 (partial withdrawal allowed for specific purposes)
- Asset Classes: Equity (E), Corporate Bonds (C), Government Securities (G)
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Frequently Asked Questions
What can the NPS Calculator help me plan?
The NPS Calculator helps you estimate retirement corpus, annuity allocation, and possible pension outcomes based on your contribution pattern and return assumptions.
Does NPS final value depend on market performance?
Yes. NPS outcomes depend on actual market-linked returns, asset allocation, and contribution duration, so the result is an estimate, not a guarantee.
Can I use this for retirement income planning?
Yes. It is useful for estimating how much corpus and annuity-based income NPS may support at retirement.
Should I verify withdrawal and annuity rules separately?
Yes. NPS withdrawal, tax, and annuity rules can change, so confirm the latest official framework before making final decisions.